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 other non-affiliated parties as
permitted by law.
We may disclose all of the
information we collect, as described
above, to companies that perform
marketing services on our behalf, or
to other financial institutions with
which we have joint marketing
agreements.
The categories of nonpublic personal
information that we disclose, as
described above, and the categories
of third parties to whom we disclose
it are the same for former as for
current customers.
If you prefer that we not disclose
nonpublic personal information about
you to nonaffiliated third parties
you may opt out of those
disclosures; that is, you may direct
us not to make those disclosures
(other than disclosures permitted or
required by law). If you wish to opt
out of disclosures to nonaffiliated
third parties, you may contact us
for the appropriate form.
On an internal basis, we authorize
access to nonpublic personal
information about you to those
employees who need to know that
information to provide services to
you or to enforce our rights
relating to your transactions with
us. We maintain security practices
and procedures to ensure the
confidentiality of your nonpublic
personal information.
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